Game Psa
Game Psa
Check out this page if you are looking for Game Psa
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 Spalding CFL Leather Game Football Signed Warren Moon PSA Edmonton Eskimos HOF  US $450.00
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 CRIS CARTER Vikings signed Game Football w PSA COA US $149.95
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 Elvin Bethea Signed Authentic NFL Game Ball PSA DNA US $132.95
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 PEYTON MANNING AUTOGRAPHED SIGNED OFFICIAL WILSON NFL GAME FOOTBALL COLTS PSA US $349.99
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 JOE NAMATH SIGNED WILSON NFL GAME FOOTBALL JSA PSA COA NY JETS HUGE AUTO US $264.99
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 Jim Brown Signed Official NFL Football PSA DNA COA Browns Game Ball Autographed US $299.99
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 TROY POLAMALU SIGNED STEELERS SUPER BOWL 43 GAME FOOTBALL PSA DNA COA P69225 US $399.99
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 VICTOR CRUZ SIGNED GIANTS SUPER BOWL XLVI OFFICIAL GAME FOOTBALL PSA DNA P75926 US $349.99
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 VICTOR CRUZ SIGNED W SALSA TIME GIANTS SB XLVI OFFICIAL GAME FOOTBALL PSA DNA US $399.99
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 Eddie George SIGNED Wilson Official NFL Game Football Titans PSA DNA AUTOGRAPHED US $250.00
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 Joe Thomas Signed Authentic Duke Game Football PSA US $179.95
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 TROY POLAMALU SIGNED STEELERS SUPER BOWL 40 XL GAME FOOTBALL PSA DNA COA P69226 US $399.99
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 Eric Dickerson Signed Official NFL Football PSA DNA COA Rams HOF 1999 Game Ball US $219.99
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 ELI MANNING SIGNED GIANTS SUPER BOWL XLVI OFFICIAL GAME BALL PSA DNA COA P75888 US $499.99
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 ELI MANNING SIGNED GIANTS SUPER BOWL XLVI OFFICIAL GAME BALL PSA DNA COA P75889 US $499.99
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 TERRELL DAVIS GEORGIABRONCOS PSA DNA SIGNED GAME FOOTBALL US $225.00
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 MICHAEL VICK EAGLESFALCONS PSA DNA SIGNED GAME FOOTBALL US $300.00
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 BEN ROETHLISBERGER STEELERS PSA DNA SIGNED AUTHENTIC GAME FOOTBALL US $375.00
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 LaMichael James Signed Official NFL Football PSA DNA Rookie COA Game Ball Autod US $184.99
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 YA YA Tittle Giants signed Official NFL Wilson Game Football PSA DNA auto US $189.99
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 Coach Lou Holtz signed NFL Game Football Jets Notre Dame PSA DNA auto US $199.99
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 Warrick Dunn Signed Auto NFL Game Football PSA DNA COA US $199.99
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 REGGIE WHITE AUTOGRAPHED SIGNED OFFICIAL WILSON NFL GAME FOOTBALL PSA DNA COA US $649.99
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 CLINTON PORTIS GAME USED AUTOGRAPH FOOTBALL PSA DNA NFL AUTHENTICATED WITH CERTS US $419.99
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 DAN HAMPTON Chicago BEARS signed Game Football w Inscriptions PSA COA US $99.95
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 GALE SAYERS Chicago BEARS signed Game Football w HOF Inscription PSA COA US $119.95
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 MIKE SINGLETARY Chicago Bears signed Game Football w HOF Inscription PSA COA US $139.95
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 REGGIE WHITE Green Bay Packers signed Super Bowl XXXI Game Football w PSA LOA US $999.95
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 Jack Youngblood Signed Official NFL Football PSA DNA COA Rams HOF 2001 Game Ball US $159.99
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 Eric Dickerson PSA DNA Signed Autographed Wilson Game Football Auto HOF 99 US $15.50
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 Steve Young PSA DNA Signed Autographed Wilson Game Football Auto MVP US $10.50
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 Jerry Rice PSA DNA Signed Autographed Wilson Game Football Auto 80 HOF 2010 US $41.01
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 Joe Montana PSA DNA Signed Autographed Wilson SuperBowl XXIV 24 Game Football US $81.09
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 Ronnie Lott Marcus Allen PSA DNA Signed Autographed Wilson Game Football US $56.00
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 Larry Fitzgerald Anquan Boldin PSA DNA Signed Autograph Wilson Game Football US $6.50
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 Tim Brown PSA DNA Signed Autographed Wilson Game Football Auto Autograph US $22.49
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 Kurt Warner PSA DNA Signed Autographed Wilson Game Football Auto Autograph US $31.00
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PSA: Could Get You Turned Down For a Chase Loan Modification
Pooling and servicing agreements (PSA) are the nasty little secret no one seems to talk about when it comes to loan modifications. PSA are the agreements between the loan servicers and investors that purchase pools of mortgages. These PSA spell out how the mortgages are to be processed and how the investors get paid. More than 80% of all mortgages are handled thru PSA.
Hidden in these PSA contract is a time bomb for homeowners. Most PSA contract limits the percentage of mortgages that can be modified. In a majority of cases, that percentage is between 5 and 10% of the total pool. As an example, if XYZ Insurance buys a pool of 2000 residential mortgages, the PSA may only allow 100 or 5% of those loans to be modified.
Why do the investors care how many mortgages are modified in their pool? Money, of course. The investors buy these pools of loans to make a good return on their investment. Every loan mod done by the servicers, results in a loss of money for the investor. That why the PSA limit the number of mortgages that can be modified. Since these PSA are legal contracts, lenders and servicers can't just change those agreements and modify every mortgage that qualifies. Both servicers and investors are bound by those PSA. If either party break the terms of the PSA, they open up a big legal issues that could cost the servicers millions of dollars in legal cost.
The PSA time bomb have not been discussed much by the media. Even when industry experts testified before Congress discussed PSA, main stream media didn't publicize it. What is even more unsettling, is that some PSA contracts and investors don't allow loan mods at all.
So how will that end up affecting the loan mod process? It will have a big impact down the road for stressed out homeowners. As more loan mods are done, those will be counted towards the 5 or 10% of all loans in a pool that can be modified. In the end, a you could apply for a loan mod, be qualified under HAMP or FDIC standards and be turned down. The only reason being, is the PSA their loan is in, has reached the max limit of loan mods allowed in the agreement. Once the limit is obtained, no more loan mods allowed because it would be a break the contract.
The PSA contracts are going to have a huge affect on loan mods in the future. With the limits imposed by these contracts, Congress and State governments are helpless. By interfering, they risk a legal nightmare. Game over.
About the Author
JW Joyner is a 12 year veteran of the mortgage,title and loan modification industries. He encourages your comment,questions or concerns. Please contact hime at jwjoyner@loanmodkit4you.com or visit his website http://www.loanmodkit4you.com
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